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eBook The Annuity Advisor 2nd edition download
Author: John Olsen,Michael E. Kitces
ISBN: 0872189791
Subcategory: Insurance
Pages 288 pages
Publisher National Underwriter Company; 2 edition (January 19, 2009)
Language English
Category: Moneymaking
Rating: 4.6
Votes: 327
ePUB size: 1799 kb
FB2 size: 1818 kb
DJVU size: 1162 kb
Other formats: lit doc azw txt

eBook The Annuity Advisor 2nd edition download

by John Olsen,Michael E. Kitces

If you are looking for an introductory book about annuities, other books will better fit your need

If you are looking for an introductory book about annuities, other books will better fit your need. Amazingly, I didn't find any weaknesses in this book.

Books by John L. Olsen. by Michael E. Kitces and John L.

com's John L. Olsen Page and shop for all John L. Olsen books. Check out pictures, bibliography, and biography of John L. Books by John L. The Advisor's Guide to Annuities. by John L. Olsen and Michael E. Kitces.

See if your friends have read any of Michael E. Kitces's books. John L. Olsen, Michael E. Michael E. Kitces’s Followers (6). Kitces’s books. 2014 Field Guide to Financial Planning by. Kitces, Donald F. Cady.

No other resource provides such a deep and independent-minded look at the structure, costs, benefits, and risks that come with all types of annuities.

by John Olsen, Michael E. by Aaron S. Coates, Michael E. Kitces, Robert S. Keebler, Stephan R. Leimberg, Jr. Baldwin, Benjamin G. ISBN 9780872189799 (978-0-87218-979-9) Softcover, National Underwriter Company, 2009. ISBN 9780872189225 (978-0-87218-922-5) Softcover, National Underwriter Company, 2007.

by John L.

It simply seeks to fully inform. Often, that's what our clients need most since a "best solution" is more than just a "great idea. The Annuity Advisor' will allow you to raise the suitiblity standard to a higher level to both your and your client's benefit. Sell Annuities? You need this book! Published by Thriftbooks. com User, 12 years ago.

Destination, rates & speeds. Olsen, John . Kitces, Michael E. Published by The National Underwriter Company (2014). ISBN 10: 1939829771 ISBN 13: 9781939829771.

Discover Book Depository's huge selection of Michael E Kitces books online. Free delivery worldwide on over 20 million titles.

Every financial professional should read and refer to this completely updated annuity resource. Delivered in an authoritative, yet easy-to-read language, this guide provides an objective discussion of what annuities can and cannot do, their costs, and the risk management features that annuities offer. Whether you are an attorney, CPA, financial planner; anyone who advises clients regarding financial matters should read and refer to this completely updated annuity resource. Delivered in an authoritative yet easy-to-read language, this guide provides an objective discussion of what annuities can and cannot do, their costs, and the risk management features that annuities offer. The Annuity Advisor, 2nd Edition discusses topics including: Cost-benefit comparison of the features and taxation of annuities Annuities as an investment versus risk management tool Taxation of annuities both during the owner's lifetime and after death The various features of annuities and their cost When an annuity is considered an investment versus a risk management tool Features and costs of index annuities When and when not to use trusts with annuities Annuities and estate planning Discussion of common arguments used both for and against annuities What's New in the 2nd Edition:Updated Second Edition offers extended coverage on: Expanded analysis of the value of tax deferral in VAs A brand new chapter on "longevity annuities" New rules on Roth conversions of IRA annuities New rules on calculating RMDs for IRA annuities Updates on trusts as owners of annuities and transfers of annuities into trusts Expansion on taxation rules for partial versus full surrenders Updated for new IRS rules on partial 1035 exchanges About the Authors:John L. Olsen, CLU, ChFC, AEP is a financial and estate planner practicing in St. Louis County, MO. In addition to working with his own clients, John works with other advisors on advanced cases and product selection and offers independent consulting on financial planning software. He is also a highly sought-after speaker, having given presentations on financial, insurance, and estate planning, software selection, and other topics to many industry groups. Michael E. Kitces, MSFS, CFPî, CLU, ChFC, RHU, REBC, CASL, is Director of Financial Planning for Pinnacle Advisory Group, a private wealth management firm located in Columbia, Maryland . In addition to the financial planning work he does on behalf of Pinnacle s clients, Michael is also a very active speaker, writer, and editor, works with other financial professionals on advanced financial planning topics, and is regularly interviewed by national consumer and trade publications on a broad variety of financial planning topics.
If you know the basics about finance and annuities and want more detailed, well-researched, thoughtful information, then this book is for you. It will help you when talking to someone who wants you to buy an annuity, it demystifies the language in an in-depth way.
Excellent book.
One of the top books in my law library. It's always an apples to apples problem trying to evaluate annuities, and putting trusts in the mix adds complications. This book helps sort it out.
I'm a fan of Michael Kitces writings so I purchased this book. I am a professional financial advisor and found this book very useful. I wouldn't necessarily recommend it to the general public. Very technical in many areas...but the book is intended for the advisor as stated in the title and should be in their library.
John Olsen and Jack Marrion are very knowledgeable in Annuities and Life Insurance.
I wish I could find more books by them.
Very Happy to have it and the price wasn't bad.
Wish they were on Kindle.

A timeless work intended for professionals in the industry. However consumers seriously considering an annuity for a major portion of their plans should read this as well to be fully educated (more so than salespeople who haven't taken the time to read it). Why should a consumer depend on being sold an annuity hoping it would solve their problems rather than become informed enough in general to decide on what kind of annuity they should search for in the first place? Once a consumer has their big picture in mind, they can seek out the insurance company and local sales office to dig deeper into a specific purchase.

Risk transference to an insurance company comes at a cost. Therefore it is important to evaluate your objective first. Secondly, determine if you are concerned about a risk to achieve that objective. Thirdly, does an annuity, or some other product, address that specific risk. Just like any other financial product, annuities are a tool designed to do specific things - guaranteed to address some specific risk. They are not swiss army knives that are a solution to do everything. The authors do a decent and balanced job explaining how to evaluate them.

With the recent market meltdown recently experienced, and the coming tide of retiring baby boomers, I suspect the attraction of annuities will grow. Why? Because annuities are risk management tools and hence, the reason they are sold by insurance companies (insurance is a risk management method). Even if you get one at the bank, there's an insurance company underwriting it. And this distinction is what gets most people in trouble - they view annuities as an investment.

This is a well balanced and educational work without sales hype or bias that is well written to easily follow along. The reader does not need to be in the industry to understand it.

Not just for advisors, CPAs, attorneys or insurance salespeople. Consumers should read this too.

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